With insurance rates at stake, judge rolls back Washington’s executive power

The extent to which Washington state’s executive branch has been able to invoke the COVID-19 pandemic in its use of emergency rulings met a crossroads in court last Friday afternoon.

In a summary judgment hearing Oct. 8, the Thurston County Superior Court ruled against Washington State Insurance Commissioner Mike Kreidler’s emergency order to ban the use of credit histories when determining private insurance rates.

The emergency order from March of this year was based on the expiration of the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act which, according to the commissioner, has artificially buoyed credit scores. Its expiration 120 days after the state of emergency is declared

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