Homeowners are becoming ‘house poor.’ Here are the top 10 cities where mortgages stretch budgets

In the last five years, the median household income rose 24% while monthly housing costs increased by 26% nationwide, according to ConsumerAffairs.

USA, — Financial experts encourage people to spend no more than 30% of their before-tax income on housing costs, but many Americans find themselves doing so to own a home. 

This demographic is described as “house poor,” someone able to pay for a mortgage at the expense of other needs like groceries, healthcare, retirement or vacation, according to Chase Bank. 

In the last five years, the median household income rose 24% while monthly housing costs increased by 26% nationwide, according to ConsumerAffairs

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